REAL ESTATE: GUIDELINES ON HOW TO DETECT FAKE LAND TITLES
THE LAND REGISTRATION AUTHORITY (LRA), an agency responsible for the issuance of land decrees of registration and certificates of title and register documents in the Philippines, has published an important information and tips to the public to protect them from fraudulent land dealers/sellers and real estate transactions. The following are
guidelines on how to detect fake titles in the country.
1. Check the initials, signatures, technical description, annotation and other important details. They should appear the same on the front and at the back of the owner’s duplicate copy of the title as exactly as that found in the original copy. Any variance is a ground for suspicion;
2. A serial number is always assigned to each Judicial Form. The serial number to be used for the original copy is printed in red and the serial number for the duplicate copy is in printed in black. The LRA distributes the judicial forms with serial number in consecutive order to the various Registries of Deeds. Any certificate of title bearing a serial number which is not among the ones delivered to a particular registry is of doubtful authenticity;
3. A number is assigned to each Judicial Form. It is always indicated on the upper left-hand corner of the form.
Example: If a Judicial Form No. 109 is used for the original copy of the Transfer Certificate of Title (TCT) (which emanated from a decree of registration), then if the Judicial Form No. 109-D used for the title, it is not the proper form as indicated by the number (109) with letter (D), it should only have number. This should be investigated. Immediately below the Judicial Form number is the year the form was printed or revised. If the judicial form on which the title was prepared bears a date that is previous to the time when such form was printed or revised, then this is a ground for suspicion;
4. The owner’s duplicate copy of the title contains the words “Owner’s Duplicate Certificate” on the left side margin of the judicial form. On the lower left corner of the form is affixed a red seal. The seal should not blot or stain when wet;
5. The last two digits of the title number should correspond with the page number of the registration book indicated on the upper right corner of the title. Any variance should be investigated;
6. A reconstituted TCT is identified by the letters “RT” preceding the title number, while the reconstituted original certificate of title carries the letter “RO” before the title number;
7. The Central Bank judicial form is printed on security paper which contains security features. The paper is 50% cotton and 50% chemical wood pulp with artificially colored silk fibers. It has a NALTDRA or LRA watermark which can be seen if held against the light. Fake titles are usually printed in forms made of cartolina or some other material of inferior quality;
8. Check if the Register of Deeds official who signed the title was the incumbent officer at the time the title was issued;
9. Check the entry of a related transaction in the Primary Entry Book to be certain that the title was issued on the basis of a duly registered document;
10. Check the Enumeration Book or logbook which contains information on the personnel assigned to prepare the title on a certain date and the serial number of the judicial form used;
11. Check the Releasing Book if there was a title of such number that was released by the registry on that certain date;
12. If necessary, trace the history of the title to determine the genuineness of its source. This may entail going back to the mother title, the derivative titles and relevant documents.
Source: Land Registration Authority (LRA) Philippine – Guidelines on How to Detect Fake Titles
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